PRODUCTS AND SERVICES

ACCEPTS SAVINGS, TIME, DEPOSITS, DEMAND/CHECKING ACCOUNT

Member of the Philippine Deposit Insurance Corporation. Deposits insured up to maximum amount of PHP 500,000 per depositor.

Agricultural Loans
Commercial Loans
Industrial Loans
Cooperative/Institutional Loans
Development Incentive Loans
Housing Loan
Car/Auto Loan
Jewelry Loan
Salary Loan
Micro-finance Loan
Livelihood Development         
          Program for OFW’s
Other Loans- Pension Loan for
          SSS/PVAO Pensioners

PROPERTIES FOR SALE

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SM - COOPBANK
INSTALLMENT DISCOUNT 

& CREDIT CARD

Tayabas Branch

 

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TERMS AND CONDITIONS GOVERNING TIME AND PREMIUM SAVINGS DEPOSITS

• The depositor must present and surrender the corresponding Certificate of Time Deposit properly endorsed when applying for withdrawal of the time deposit on the due date. Likewise, the corresponding Passbook on Premium Savings Deposit together with properly accomplished Withdrawal Slip must be presented when applying for withdrawal on Premium Savings Deposit.
• It is understood and agreed that the deposit covered by Certificate of Time Deposit and Premium Savings Deposit shall be subject to the applicable rules and regulations of the Bangko Sentral ng Pilipinas.
• Deposits shall automatically be renewed at prevailing interest rate if not withdrawn on maturity date for the same period of time.
• In case of extra-ordinary inflation or deflation of currency stipulated herein, the provision of Article 1250 of the Civil Code shall not apply.
• It is mutually agreed that the interest rate appearing on the Certificate of Time Deposit and Passbook on Premium Savings Deposit is subject to adjustment every maturity date.
• Deposits withdrawn before maturity date or pre-termination rules for time deposit shall apply where the expired term is less
• than 50% shall earn 25% of its interest rate. Expired term is 50% and above shall earn 50% of its interest rate